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Assuming you have the credit line available, making your cruise purchase on this card gives you time to make payments with no interest. The easy-to-earn welcome bonus can help offset your cruise expenses. Spend just enough on the cruise card to access the initial bonuses and then only use it to pay for cruise-specific purchases. When deciding which credit card to use for booking cruises, you'll want to consider the rewards a card earns on cruises and benefits like travel and shopping protections. You can also benefit from a card's more specific perks, like statement credits for travel and airport lounge access. The ability to earn more as a Preferred Rewards member means you can rack up points just a little bit faster with the NCL credit card.
Cruises
If you want to partake in specialty dining reservations, Wi-Fi, Norwegian cruise excursions or upgraded beverage packages, you'll have to pay fees (sometimes bundled for greater savings). Its loyalty program, onboard amenities and variety of cabin types offer something for every type of traveler. You'll have to wait 7-10 business days to get your Norwegian Cruise Line credit card in the mail. Bank of America doesn't expedite new cards, but you can request rush delivery on replacement cards.
Citi Custom Cash® Card
NCL cruises are fun for all types of travelers, and its loyalty program can provide added perks along the way. Also, sailings on sister lines do not qualify for Latitude Rewards cruise points. Unfortunately, the Norwegian Cruise Line® Credit Card does not offer travel insurance. The card does, however, offer points per $1 spent, has a $0 annual fee and a 0% foreign transaction fee.
Rewards
I thought that since I had so many questions that people helped me with in the Credit Card Sticky thread, I would write this mini-review of my upgrade process. This was my first time doing anything other than shopping with the NCL/Bank of America World Points card. To view rates and fees for The Platinum Card® from American Express please visit this page. Plus, you’ve got flexible reward redemption options since Capital One partners with over 15 travel partners. On top of that, you can redeem your points for hotels, flights and even cruises. Any winnings over $10,000.00 may be issued to the player in a check or wired back to their bank account.
The information for the Celebrity Cruises Visa card has been collected independently by The Points Guy. The information for the Carnival card has been collected independently by The Points Guy. Bank Altitude Reserve Visa Infinite Card has been collected independently by The Points Guy.
Cruise line loyalty programs: The ultimate guide - The Points Guy
Cruise line loyalty programs: The ultimate guide.
Posted: Mon, 11 Sep 2023 07:00:00 GMT [source]
Compensation from affiliate relationships allow us to maintain and update our site. The Citi Custom Cash is a great option for people looking to maximize cash back rewards without having to worry about activating or selecting bonus categories. Casinos At Sea will not run a hard credit inquiry on applicants, and only base credit decisions on player banking and gaming history as provided by third party agencies. Once approved, players must present a personal check to the Casino Cashier onboard the ship. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company.
The Platinum Card from American Express
That said, a more general travel rewards credit card will usually be a better fit than one tied to a specific cruise line. The major co-branded cruise credit cards are on the Mastercard or Visa networks, which means you can use them anywhere Mastercard and Visa are accepted. The cards earn rewards that can be redeemed on the cruise line, generally as credit towards a cruise purchase or onboard for your incidentals. The downside of co-branded cruise cards is that award redemptions generally are tied to a single cruise line. The Wells Fargo Active Cash® Card offers a simple flat rate earning structure, no annual fee and a relatively long 0% introductory period for purchases and balance transfers.
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Results can be compared side by side any U.S. credit cards featured on the site. Other co-branded cruise line credit cards — for, say, Princess Cruises and Holland America — also feature rewards flexibility, but their redemption rules and values are tiered and complex. It’s easy to collect points quickly since you’ll earn at least two points on all eligible purchases. If you book travel through the Capital One Travel portal, you can earn five points per dollar on your flight purchases to get you to your departure port.
For more details, please see our full review of the Capital One Venture X. For more details, please see our full review of the Capital One Venture Rewards. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. To redeem your Norwegian Cruise Line® Credit Card points, log in to the BofA My Rewards portal and select a redemption option.
If you need an overnight stay beforehand, then earn 10 points per dollar by snagging your hotel through the Capital One travel portal. On the other hand, maybe a free or discounted cruise is such a high priority that the value and flexibility tradeoffs are incidental. Your eye is on the prize, and you're going to charge, charge, charge until you get that free cruise (or other cruise-related award). In that case, a cruise credit card might suit your goals just fine.
I first logged into both mine and my husband’s accounts on the BoA website to double-check our points. Between us, we had the required 60,000 points for a double-meta upgrade. While checking, I noticed a box on the rewards tab to transfer points between friends and family. I clicked there on my husband’s account and put in the credit card number for my account, read the notice, and clicked OK and that was it.
That said, the annual fee is a bit steep, considering the limited perks and lack of Gold or Platinum prestige. Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining – while charging a modest annual fee. Perhaps surprisingly, the best credit cards for booking cruises are usually not cobranded cards. However, frequent cruise travelers may be better off signing up for a general travel card to earn a big welcome bonus, or using a card that offers more points per dollar for everyday spending. For additional options, see our lists of the best credit cards with cash back and general travel rewards.
That's far better than cashing in 10,000 points for $100.00 in OBC. We usually save our points and use them for upgrades on longer cruises where the price differential between OV and Balcony staterooms can be thousands of dollars per person. IIRC the best deal we ever got was about 13 cents per point, or roughly $4000 for 30,000 points.
This welcome bonus is in line with what you can generally expect on a no-annual-fee card that requires $1,000 or less in spending. However, you can normally get a much better value from the welcome bonus on most general travel credit cards, especially if you’re willing to pay an annual fee of around $100. Spending on the Norwegian Cruise Line® World Mastercard® won’t earn you Latitude Rewards points (the only way to do that is by sailing with NCL), but it will earn you WorldPoints. This currency can be redeemed for onboard credits on future sailings, Norwegian Cruise Line shore excursions and other travel experiences. The card has no annual fee and no foreign transaction fees, making it ideal for world travelers. Those protections can come in handy when you're facing travel troubles, although you can buy stand-alone insurance policies if you don't have a credit card that provides them.
You'll rack up award points more quickly if you're booking two cruises a year with the same line than if you sail every other year or try out different cruise companies. For more details, please see our full review of the Bank of America Premium Rewards credit card. The convenience of pre-paying the service charges allows you to plan your budget prior to your cruise giving you additional freedom while on board. Cardholders receive some benefits under the card’s World Mastercard label.
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